HEALTH INSURANCE   [Get a Health Insurance Quote]
   
Why do you need Health insurance?

Health Savings Accounts

The need to take care of our health has never been more critical.  Double digit increases in health insurance premiums each year with no end in sight has escalated the purchase of health savings accounts as the most logical way to combat the problem.  Americans are self insuring up to deductibles ranging from $2,500 to $10,000 and are using pre-taxed dollars to pay for out of pocket health costs.  Fortunately most insurance carriers are now offering 100% preventative care benefits to switch to HSA’s which has eased the pain.

Less than perfect health conditions within a family can affect:

1.  The cost of our health care.
2.  Our job or career options.
3.  When and if we will be able to retire.
4.  Our ability to switch health insurers.
5.  Whether our spouse can retire.
6.  The ability to obtain affordable life or disability insurance.
7.  Whether business owners can provide health insurance.
8.  Our ability to receive adequate health care!

Over 90% of our self employed clients are choosing health savings accounts as their health insurance option primarily due to affordability.  Obviously, if you are one of the fortunate to have excellent health and require no maintenance prescriptions or ongoing health treatment, you are in a better position as far as health care options but few fall into this category.  Please don’t hesitate to contact us to assist you in your health insurance decision.  It is a big one.

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