AUTO INSURANCE   [Get an Auto Insurance Quote]

Why do you need auto insurance?

It is really all about protecting yourself financially.

- If you're in a car accident or your car is stolen, it costs money, often a lot
  of money, to fix or replace it.

- If you or any passengers are injured in an accident, medical costs can be
  extremely expensive.

- If your or your car is responsible for damage or injury to others, you may
  be sued for much more than you're worth.

- Not only is having insurance a prudent financial decision, many states
  require you to have at least some coverage.

Questions to ask your agent

Your Independent Agent is an advocate for finding auto insurance that
meets your specific needs. Here are a few things to consider as you
prepare for the discussion:

- How much can you afford to pay if you get in an accident? (To keep premiums
  low you may want to have a higher deductible and be willing to pay more
  for repairs.)

- What is the insurance company's level of service and ability to pay claims?

- What discounts are available? (Ask about good driver, multiple policy
  and student discounts.)

- What's the process for filing and settling a claim? (Ask whom to call and what
  happens after you file a claim.)

  [Get an Auto Insurance Quote]